Answer: the smartest player on the Chicago Bears.  Why? Because he used his noodle and listened to his agent, waiting to get a guaranteed deal (rumored to be around $100,000 even if he gets cut) rather than taking the first offer the Bears threw at him which would have let him loose to the wolves and left with him very little if Caleb Hanie heals quickly and Chicago decides to part with him.

Now, the risk and reward are at least a little closer in line.  Todd Collins will sacrifice his brain and his 38-year-old body behind a questionable offensive line and in return will earn some dough to pay off the mortgage a little.

Starting to get your Todds confused with your Kerrys when it comes to Collins?  Todd Collins played for the University of Michigan and was drafted in 1995.  He has been a perennial backup QB, hanging around the league for 15 seasons (this will be his 16^th) and only starting 20 games in his career.

The scary thing about being a backup QB?  When you finally get in the game, it’s usually because the guys protecting you didn’t do a good enough job with the first guy.  Good luck, Todd!  I hope we never see you on the field, but I’m guessing we might be a little too familiar with you come midseason.

NFL.com – Todd Collins career stats